1) Does Epoch Internet Service Pvt Ltd and or its brand process and fund my loan?
No, your loan is processed by independent NBFC’s, lenders, and banks.
2) How does the loan application process work?
You can apply for a loan for your purchases on BusinessBudie via an online application. Once you submit the application, will forward your data to our associated lender/s for review and approval; you can upload KYC documents directly on our site in full confidence of confidentiality. These shall be shared only with our loan processing associates; additionally, a representative may visit your office to collect the necessary KYC documents. Businessbudie will communicate your loan request status typically within 7 days of your application's submission. We will credit your cart immediately upon approval and transfer the funds to your account to complete your transaction for a purchase of goods.
All Loans Provided To You And Your Company Are For Purchase Of Products Solely & Only On
3) What information and documents are required to apply?
3.1: Your Basic company and promoter profile
3.2: Company financials via Tally/Busy/Marg
3.3: Bank statements and IT Returns
3.4: Invoice / Purchase Order information (for loans against receivables)
3.5: Any other document/information that lender may desire
4) How secure is the website?
We undertake full security measures to protect the confidentiality of your data and information and the security of your information is very seriously taken care to comply with the best practices in the industry. You can be assured that all the data provided is in good hands and the information is handled in a secure manner. You give us the right, however, to share your data with our associated lender/s for your loan approval.
5) How quickly will I get a decision and receive funds?
Your loan will typically be funded within 7 days if approved.
6) How do I check the status of my loan application?

Login into and review the status; you will be able to view a customized dashboard with your loan application status for all current and future loans.

7) How do I check my account balance and due date?
Login into and review the status; you will be able to view a customized dashboard with your loan application status for all current and future loans.
8) How easy is it to apply for another loan if I need funds again?
Once you are approved to join BusinessBudie and have successfully availed of a loan and completed a successfully complete one loan cycle and repayment, future financing is very easy and you will just need to use the buy now pay later at checkout. As and when you require funds, apply online within 10 minutes for new loans and receive funds in your bank account within 48 hours.
9) Epoch Internet Service Pvt Ltd is shall only deliver the goods to the customer only when full payment is received from loan dispersal and or customer payment.
No return of goods is allowed once the customer has availed the loan facility and delivery has been initiated and goods have been delivered goods in satisfactory condition.
Changes & Alterations:
Epoch Internet Service Pvt Ltd, reserves the right to change the terms, conditions, and notices contained in this Agreement, including but not limited to any charges associated with the use of the Website. You are responsible for regularly reviewing these terms and conditions. We shall not be liable to any content or information provided on the site and/or due to acts/omissions of the third party. The information available on the website is subject to change, revision, verification and amendment without notice and such information may change materially. Your access and use of the service is subject to the terms and conditions governing such products, services and offers specified by / third party from time to time and all applicable laws.
Disclaimer / Terms & Conditions/Restrictions On Use
Epoch Internet Service Pvt Ltd and or its brands, subsidiaries, solely provide a platform for referring your loan application to our associated lending [NBFC] affiliates. Epoch Internet Service Pvt Ltd does not process any loans and or provides approvals for the same, all loan process is independently handled/processed by the associated lenders and all criteria’s for approvals and rejections of the loans are at the sole discretion and credit approval of the lender/s.
The Company shall have the right at any time to change or discontinue any aspect or feature of online loans and any and all loan offerings on its site, including, but not limited to, content, availability, and equipment needed for access or use.
This is to inform you that by applying for loan facilities on you agree and confirm that such facilities and offerings are only for your elective and requirement based convenience and does not amount to an offer, invitation, promotion, advice or solicitation to purchase such product or services of and or our associated lender/s & third party. You are solely responsible for exercising the option to apply for the loan and abide by the rules of the loan disbursement, pay interests rates and applicable terms and conditions as set forth by the lender/s. BusinessBudie does not undertake any liability or responsibility for any loss or damage incurred by you for the failure of loan disbursement or denials and rejection of loan facilities to you.
This disclaimer of liability applies to any damages or injury, caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, alteration of, or use of record, whether for breach of contract, tortuous behavior, negligence, or under any other cause of action. In no event will the Company be liable for any damages, including, without limitation, direct, indirect, incidental, special, and consequential or punitive damages arising out of the use of or inability to use Subscriber hereby acknowledges that the provisions of this section shall apply to all content on BusinessBudie Sites. in no event shall Epoch Internet Service Pvt Ltd, be liable for damages of any kind whatsoever including, but not limited to, direct, indirect, consequential, special, incidental, including without limitation, loss of profits or damages resulting from lost data or business interruption, or punitive damages of any kind whatsoever that may result from your use of or inability to use this website or the materials or services provided on this website or the products or services received from this website.
Any references to service levels are only indicative and should not be construed to refer to any commitment by or its parent Epoch Internet Service Pvt Ltd. All loans, associated benefits, features herein are offered at the sole discretion of lender/s and their individual credit risk rating and due diligence, BusinessBudie does not influence or impact in any way these independent loan decisions of Lender/s.
Sharing of your information and disclosure of Information:
By using the loan application procedure on the website you the user acknowledge and accept that your information & KYC documents that you upload on the website shall be will be transferred electronically/digitally in a confidential manner and shared with the credit rating agencies, lenders and their affiliates and any and all associated loan processing agencies. You give all rights and waivers to Epoch Internet Service Pvt Ltd to share your information and data about you and or your company unconditionally with any lender/s or agencies involved in the process of your loan application.
The applicant acknowledges that Epoch Internet Service Pvt Ltd shall use and share your information and details of and but not limited to
Pan card
ROC details.
Vat & CST details
Bank statements & account information
Tax returns
Utility bills
Personal addresses and information
Partnership details and documents related to the proprietor
Any other documents or information you share.
Accordingly, the applicant herein expressly gives consent to disclose information to such credit bureaus/credit reference agencies. Such entities may further make available
processed information or data or products thereof to banks/financial institutions and other credit grantors.
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